Welcome to Nightfall Mortgage. Home lending, made simple.

What can we help you with?

A smarter, more human, loan process.

Our technology makes sure your loan stays on track and our experts make sure you're taken care of every step of the way.
1. Apply With Ease
You can fill out and manage your application online and get help at any point from one of our experts.
2. Get Approved Fast
We sync directly with your bank to get you approved fast and accurately.
3. Close With Confidence
Keep tabs on your loan with smart checklists and transparent benchmarks.

Run the numbers with one of our calculators.

Mortgage Payment Calculator
See what your mortgage payments could look like based on factors such as loan amount, interest rate and down payment.
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Compare Loan Types
Use this calculator to compare the remaining balance over time between two loan options based on their terms, interest rates and how long you plan to stay in your home.
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Refinance Calculator
How much could you save by refinancing your mortgage? Use this calculator to figure out how much you could reduce your monthly and total loan payments if you refinance your mortgage.
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See How Much You Can Afford
This calculator will help determine the home price and monthly housing cost you can afford based on factors like income and expenses.
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We have an expert for you.

We don’t expect you to be an expert in home loans. We’ll match you with a professional who will be there every step of the way to make sure you’re getting the perfect loan to fit your needs.
Why Nightfall Mortgage?

We know you have options. And when they all have similar promises, it's probably hard to tell them apart. What sets us apart is our commitment to make you a lifetime customer. The only way we can do that is by offering a quality service that you can't find anywhere else.

How are your rates?

The lowest around. But more importantly, our experts will work to find the right rate and product mix for you. Everyone's goals are different, and every loan should be tailored to the borrower. At Nightfall Mortgage, we guarantee you'll get a custom, tailored fit for your situation and needs.

Is your platform secure?

Security is everything. Our entire loan process is offered to you through a single secure platform that protects your information every step of the way. We don't take chances when it comes to protecting our customers.

Can I talk with a human?

You can talk to one of our experts anytime you need them. When we match you with a Loan Officer, they'll be there through the whole journey and can even co-pilot you through the application process.

We’re only happy if you’re happy.

4.9

From over 500 reviews on Zillow.

Rock Star Lender

Duane was phenomenal from start to finish! He took the time to explain the ins and outs of the mortgage process and was able to get me locked into a great rate! I have referred him to several friends already and they were as happy as I was with his service and attention to detail. If you need a great mortgage guy, give him a call. You will not be disappointed!

Blaine
Excellent Service

We don’t expect you to be an expert in home loans. We’ll match you with a professional who will be there every step of the way to make sure you’re getting the perfect loan to fit your needs. We don’t expect you to be an expert in home loans. We’ll match you with a professional who will be there every step of the way to make sure you’re getting the perfect loan to fit your.

Jovan
Simply The BEST!

My husband and I had the most wonderful experience working with Nick Kershaw in refinancing our home mortgage. From beginning to end, he was informative, extremely thorough and attentive to our financial needs. Nick made sure that we were getting the best available loan at the lowest possible rate. We were especially impressed with Nick’s dedication to his clients and the way he worked tirelessly to get our credit history in order, and how he always made himself available for the hundreds of questions we had.

Joyce

Ready to get started?

It’s quick and easy. We can even get you a pre-approval letter so you’re ready to go when the right home comes along. If you have any questions, don't hesitate to reach out!